Friday, October 28, 2011

I moved out left roommate by herself?
So I moved out of my roommate apt On June 12th I paid all of June rent. I didn't get on her lease and didn't sign a lease with her. I was just there helping her out while she could get back on her feet I was there for eight months and things started off good but come about Jan thing started going down hill she didn't clean any thing any time she wanted to ask me stuff she did it threw facebook even know I was in the room next to hers. I work 10 hrs or more a day and she works from home and was always there but still never cleaned she had 2 cats and I had 1 and I since the time I moved in always paid for the cat food and cat litter. I ask her once to set down and have a meeting to discussed house choirs. She didn't want to and blew me off I have a dog also and she would lock my dog up in my room with out water and food and my room would get 92degress So I had to get my own place she lived like she was a pig or something. But now shes saying I need to find her a roommate and pay for July rent because its my job to find her a roommate I was nice enough to put it on craigslist for her with her number but my email I have 6 emails saying they have been trying to call her but she wont call them back. So I was wondering since I didn't sign the lease and I am not a sub leaser if she really has any right to ask me to pay for July rent I am in Memphis TN, Thank for your help
Friends - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
No, she's being ridiculous. You have been more than fair and it's time that she learned to take care of herself.
2 :
she has no right! she's just being lazy and stupid she has to look for one not you. you did enough by putting it on craigs list
3 :
You were right to leave and if you have nothing legally binding you to her lease and you paid the rent for June you have nothing to worry about blow her off like she did you.Its her job to find someone who wants to live with her .you no longer live with her so its her place, her lease, and her problem.hope it helps:)
4 :
You were allot nicer than any of my past roommates were. They took off without saying anything and no rent. I had to cover the whole months rent and find another roommate. This happened a few times. You did more than you needed to already.

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Friday, October 14, 2011

My friend blocked me on facebook for no reason at all??? please read?

My friend blocked me on facebook for no reason at all??? please read?
So yesterday i was updating my wedding website to include my cousin who I asked to be a bridesmaid, and i went to get her picture off of facebook to add with a discription and i found she had blocked me, and i was shocked because i hadn't done anything to her. I asked her sister to check and she was still included on her friends list and so were a few other people. I had talked to her a few days ago and we were fine. I had even sent her a blackberry curve under the understand she would pay me on the 25th for the phone, anyways her sister came to stay at my place friday night and went out saturday night, I found out friday she had suffered a miscarriage *she has two older kids*, anyways i offered my moral support and stuff, but for no reason at all i see she was bad mouthing me to her sister and her sister told me all the things she says about me, I was quited shocked because she always so nice to me but she has been knowen to fib and talked trash about her own family so as shocked as i am i am not suprised. (anyways before people go well she had a miscarriage who cares about a phone i know its just a phone but we made an agreement that also cost me 600.00 dollars, and i basically gave it away,)\ so her sister messaged her and asked if she is not going to pay for thphone to please send it back to me she messages back i did not get the phone, and then she started on this rant about her sister being selfish and that she was being mean, and that she was not offering her moral support when she was we all were and then told her she waso nly being this way because she was with Amanda the fking btch, i was shocked because i truly have done nothing to provoce her in anyway, i know that her husbands family is very controlling and in her head she thinks she is friends with good charlotte *no joke she tells me all the time* and she really has an amazing imagination, and i understand miscarring can be a tramatic event but why take it out on me and, for another thing could she be jealous that i am getting married and have support her, she has no one where she is but could jealouy really act so out of character when i tried to call her to discuss these things she hangs up on me before she says anything, please advice form mature adults
Friends - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
She might have thought that you don't want her to be your bridesmaid. She could have got the wrong idea.
2 :
Leave her alone. Whether she has a miscarriage or not,she shows her true feelings toward you. You can be nice and polite around her but stop having any kind of personal and deep relationship with her. She will hurt you again becauseshedon't really like you. Jealousy, envy, difference, misunderstanding, whatever it is be sorry for her and move on. This happened to me too and I just moved on and it is way better. A friend who I confided in one really bad day,went to a family member and told on me... That family member wrecked theall family and never told her what she was told. Problems occured for a year...in the end,we reconciled and that person will face the truth of her badmouthing one day. Be where love,honesty and good people are...leavethe rest alone!
3 :
It sounds like high school drama. YOu just need to let her be angry at someone else because it is going to be your big day and she is trying to get empathy. Just let her work it out. If she doesn't, just confront her about it with a little support.
4 :
ok so i think that she might be jealous of you getting married. but i think shes really heart-broken that she had a miscarriage.It takes time for her to heal, so what you should have done would have been to give her time to heal id say about a month, then talk to her. Shes also probably jealous that you can get pregnant and not her.
5 :
Well just leave her be it's obvious she doesn't want to talk to you so ya and if keep tryin to talk to her wen she's already pissed at u ur going to make her have a bf=bitch flip.

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Friday, October 7, 2011

Friend blocked me on facebook and is trash talking me, for no reason??? please read?

Friend blocked me on facebook and is trash talking me, for no reason??? please read?
So yesterday i was updating my wedding website to include my cousin who I asked to be a bridesmaid, and i went to get her picture off of facebook to add with a discription and i found she had blocked me, and i was shocked because i hadn't done anything to her. I asked her sister to check and she was still included on her friends list and so were a few other people. I had talked to her a few days ago and we were fine. I had even sent her a blackberry curve under the understand she would pay me on the 25th for the phone, anyways her sister came to stay at my place friday night and went out saturday night, I found out friday she had suffered a miscarriage *she has two older kids*, anyways i offered my moral support and stuff, but for no reason at all i see she was bad mouthing me to her sister and her sister told me all the things she says about me, I was quited shocked because she always so nice to me but she has been knowen to fib and talked trash about her own family so as shocked as i am i am not suprised. (anyways before people go well she had a miscarriage who cares about a phone i know its just a phone but we made an agreement that also cost me 600.00 dollars, and i basically gave it away,)\ so her sister messaged her and asked if she is not going to pay for thphone to please send it back to me she messages back i did not get the phone, and then she started on this rant about her sister being selfish and that she was being mean, and that she was not offering her moral support when she was we all were and then told her she waso nly being this way because she was with Amanda the fking btch, i was shocked because i truly have done nothing to provoce her in anyway, i know that her husbands family is very controlling and in her head she thinks she is friends with good charlotte *no joke she tells me all the time* and she really has an amazing imagination, and i understand miscarring can be a tramatic event but why take it out on me and, for another thing could she be jealous that i am getting married and have support her, she has no one where she is but could jealouy really act so out of character when i tried to call her to discuss these things she hangs up on me before she says anything, please advice form mature adults
Friends - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I would go to her house and talk. Or attempt to talk. She's acting like a 3 year old. I know miscarriages are hard, but she's being mean to you for no reason whatsoever.
2 :
She i problly menatly unstable thats what it sounds like to me if she thinks good chrlotte is her friend shes gotta be crazy hello!?!?! ko co ko co and she shouldnt be talking like that she needs help asap!
3 :
to be honest she sounds like she might need some professional help, maybe you could suggest to a family member some counciling or get a doctor to check her out, (i've had experience with a person with a mental illness and they can act in the most unpredictable ways and no matter how hard you question the motives behind their actions they may never make sense.) and then deal with the buisness of the phone afterwards, people do things that make no sense whatsoever when they are under extraordinary amounts of stress which could be brought on by controlling inlaws and the miscarriage. she'll probably be experiencing all kinds of emotions on account of the miscarriage that she may not understand properly if you get what i mean, if jealousy is the one emotion she can get her head round then that could explain why she is taking it out on you, hope this helped xx

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Saturday, October 1, 2011

My ex broke up with me (I STILL LOVE HIM) and wants nothing to do with me, how do I forget him!!!?

My ex broke up with me (I STILL LOVE HIM) and wants nothing to do with me, how do I forget him!!!?
I met my ex on a Middle Eastern Dating website, we talked on the phone for a week, he flew to Boston a few times to see me since he was living in Ohio trying to start his career as a doctor. Everything went great, the chemistry was there, he met my family, my friends, even my BOSS....I fell in love with him so fast, and he claimed to have the same feelings for me...we even decided he would have his family go to my family and ask for my hand (thats how our culture does it) On Thursday December 4th, I was talking to him online from work like we usually did and we started discussing the wedding, me moving to Ohio and everything seemed great. Later on that afternoon, he came online and was absolutely livid!! He told me he had gone on my FACEBOOK account and read past messages from a guy I had never met, and the messages were from a year and 3 months ago!!!! The messages included pet names,somewhat sexual content and sometimes hinted towards us meeting and maybe getting married. BELIEVE ME, I HAVE NO REASON TO LIE RIGHT NOW, I WASNT GOING TO MARRY THIS GUY, I WAS 22 AT THE TIME, IM 24 NOW, AND WAS JUST BEING IMMATURE. Needless to say, he confronted me with this information and told me I must talk to all guys like this etc. I told him that wasnt true, and that I had never met him and that I was younger and most importantly, a year and 3 months ago, I didnt know he was existant and he didnt know I was either, so how can he judge me for that!!???? DOESNT EVERYONE HAVE A PAST?? Keep in mind, this whole convo took place on MSN. He went on to block me on MSN, on Facebook, and 3 days later, changed his phone number!!!!!!!! I e mailed him a few times, first asking him why he did what he did,he responded that he had thought long and hard about it and made a final decision, so I left it alone for about 2 days and then couldnt help but e mail him again, this time I went on to the hate e mails, because like we all know, sometimes a girl uses her emotions before her mind!! He e mailed me telling me how much I hurt him in the e mails and that now there really was no chance of getting back together. I emailed him telling him that words are words, but his actions spoke a lot louder than my words...breakingf up with me, blocking me, refusing to communicate with me, changing his number, literally talking to me about marriage 4 hours before he so abruptly and insensitively broke up with me ONLINE. He went on to e mail me a few days later, this time telling me it wasnt my PAST....it was my behavior when I got upset and my reaction every time he mentioned his family. Keep in mind, I do have a temper sometimes, but have a great heart and neverrrrr hold a grudge, and he knew this very well. In regards to hsi family, I never showed anything other than respect for his family and they liked me a lot actually and I liked them. I feel like he just came up with excuses to break up with me,but his actions when he came to Boston both times were so the opposite, just full of love and affection and the way he looked at me was so loving, that I cant believe he broke up with me. It's been a month now, I still love him, I think about him, I even cry at times, but I know I need to move on, because he was able to give up on an entire future so quickly and that killed me....PLEASE HELP AND GIVE ME ADVICE!!!! </3
Singles & Dating - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
girl i so know how u feel my ex told me he loved me one day and the next asked if we could be friend....but now i try to talk to him he hates me now. i cried forever but ya GL.

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Wednesday, September 28, 2011

Third Party Disclosure by U.S. bank collections?

Third Party Disclosure by U.S. bank collections?
I put a friend on my credit card, long story short, he used my money w/o my permission and I have (over time) accumlated in facebook msgs him saying he owes me money and will pay me back but doesn't actually do it... he has paid me 350 dollars but that is the money I had to pay to the lendor to keep my account from getting charged off. However, we did sit down discuss the terms of paying back and he said that he will pay me 100 a week and we never got around to that. I was out of the country the time that he used my credit card. my limit on the card was $7000. He used $3500. When I first came to know about this he told me he had sent in $500 dollars and kept up with the payments. When I checked a few weeks later, no money had been sent in whatsoever ever since the first transaction and my account was in collections. It is not a 3rd party collections, it hasn't charged off yet and it hopefully won't get charged off. It is U.S. Bank collections department thats collecting on it. They called me and verified information. I was told I was responsible for the charges since I'm the primary account holder. Then they asked me who all they were allowed to speak with in regards to this account and I told them ONLY me. I told them to not call my so called friend and not to discuss anything with him. I strictly asked them not to do so. I missed 2 payments because I do not have a job yet (Ohio's unemployment rates are skyrocketting, no jobs whatsoever). So they called my house, couldn't find me cuz i'm a student i'm usually on campus and I do not have lunch/gas money let alone money for a cellphone. So they called my friend's cell which I had asked them NOT to call and they asked him if he was ME and he answered yes and without verifying anything like SSN or Address or anything else... they discussed the details with him. He msged me on facebook and was like your bank called me and discussed some things with me. They told me you missed a payment for two months and you need to pay that in order to stay in the hardship program. WTFFF! Isn't that a 3rd party disclosure? Is U.S. bank collections regulated by the FDCPA rules and guidelines which are enforced by the FTC? Is a lawsuit a possibility and if it is what are my chances because clearly someone who stole from me knows the ongoings of my personal life? What should I do? What should be my next step? Should I file a police report against my friend for pretending to be me and invading my privacy? I am really worried because I'm not sure what all other details the collections department discussed with my friend... Please tell me if there is a way out of this and what I can do to U.S. bank for disclosing my personal information to a third person.
Credit - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Even if a lawsuit is a possibility, I do not think that you would receive any money from it. The bank could always countersue for whatever you owe them, and, even if the judge ruled that they did anything wrong (which might or might not be the case), they could ask the judge to say that because you owe more for the unpaid credit card bills than they owe you for whatever they did, they do not have to pay you anything.
2 :
I couldn't wade thru your whole post -- paragraphs would make it easier to read. The FDCPA applies to third party collection agencies. US bank is the original creditor and does not have to comply with the FDCPA.

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Wednesday, September 14, 2011

How to let a guy down easy...?

How to let a guy down easy...?
Kind of annoying when u have this guy friend that kinda went somewhere but now u don't like him and he's bugging u about going out again. Ok I probably need to start in the beginning. I warn u, it's a LONG story. So I met Steve (nickname) at a spring break mission trip with my church. He was going with us. Anyways my friend (T) and I started calling this guy, Steve, because we could never remember his name. So we are having a great time getting to know each other when this other guy, N, who we didn't who he was at the time, and T started getting more that friendly with each other. So Steve became the third wheel because I started hanging out with this other chick who they didn't like but I don't like her anymore because she is really annoying. So I didn't really get to hang with them and the "lovebirds", as all the people on the trip dubbed them, N and T, really acted loveydovey and Steve was a huge third wheel. Well near the end of the trip I started hanging more out with them and since N and T were occupied, Steve and I had to hang out. It was kinda uncomfortable b/c at the time I was still going out with my ex (long story another blog for another day =]) and I didn't want to cheat on him but I didn't really like my ex anymore. So on the last night (by and by we were in New Orleans) the whole group decides we need to go the Hard Rock Cafe because it will be an adventure so we parked the cars and started walking down the French District. So since N and T were occupied again I hung out with Steve which is when we figured out we had a similar taste in music. So we were discussing those music and my ex texts me so of course the wonderful girlfriend, I text him back. I do this the entire dinner until near the end when I go to get a souvenir where Steve helps me choose it. I give him a hug and he thinks I likelike him. Anyways N&T went upstairs and sneaked around a lot and Steve makes a joke and they get pissed but are over it. Anyways that was that trip. This year I start liking Steve a bit because well idk. We went to youth group and one night he tells me he got dumped because his friend and gf were messing around. So there is the possibility of us going out now. So at the church garage sale I get prettied up for him but he left before I could see him. That would be the last time I see him for awhile and I wondered where he disappeared to. We went to different schools so I wouldn't find out where he went until I find out not from him but from T. She tells me his family problems just grow and he moves to Louisiana to his grandparents. I feel really hurt but mostly angry at his parents. I couldn't believe that he left without telling me. So we text and he apologizes and I accept it. I was still hurt though. Anyways we decide we should go out for awhile but over a long-distance. I tried it and it sucked!! I looked at other relationships and see couples hugging small talking just being together and I can't take it. I needed an arm around me to comfort me. I needed someone there where I can just be with and feel safe so I break up with him. It was a clean cut and I promised it would be a fresh start. So anyways he starts saying he's coming back to austin and he comes and sees my musical and that night i had a cast party so I couldn't hang out with him. Now he keeps asking to see if we can date but I don't want to. He has changed and I don't like the way he is now. Plus I try to avoid him on like Facebook so I don't think that is normal. I really want to let him down easy.
Singles & Dating - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
just use the lies you women always do,just don't run back to him when you find out the grass isn't greener on the other side.
2 :
You were right a long story, and my head hurts from hitting the desk three times. My coffee just didn't help. Yawn! A small lesson with guys. Ignore and distance yourself from those that just don't fit in to you. Be polite and direct and tell him how you two just don't click. Be as honest as you can for this task. Lying is poor choice. Let him know that you were wrong on leading him on if he feels that way. Otherwise you feel he is a nice guy, but not for a boy friend at this time. That way he will walk away thinking he was close but no cigar. Be nice to him in this conversation and don't get into an argument. Just be polite and calm. Nice way to assess him in his being turned down phase and how he handles it. Maybe you were right or maybe wrong. Who knows if he might grow in maturity and shape up or puts that L on his forehead and takes it like a jerk.......

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Wednesday, September 7, 2011

Friend blocked me on facebook and is trash talking me, for no reason??? please read?

Friend blocked me on facebook and is trash talking me, for no reason??? please read?
So yesterday i was updating my wedding website to include my cousin who I asked to be a bridesmaid, and i went to get her picture off of facebook to add with a discription and i found she had blocked me, and i was shocked because i hadn't done anything to her. I asked her sister to check and she was still included on her friends list and so were a few other people. I had talked to her a few days ago and we were fine. I had even sent her a blackberry curve under the understand she would pay me on the 25th for the phone, anyways her sister came to stay at my place friday night and went out saturday night, I found out friday she had suffered a miscarriage *she has two older kids*, anyways i offered my moral support and stuff, but for no reason at all i see she was bad mouthing me to her sister and her sister told me all the things she says about me, I was quited shocked because she always so nice to me but she has been knowen to fib and talked trash about her own family so as shocked as i am i am not suprised. (anyways before people go well she had a miscarriage who cares about a phone i know its just a phone but we made an agreement that also cost me 600.00 dollars, and i basically gave it away,)\ so her sister messaged her and asked if she is not going to pay for thphone to please send it back to me she messages back i did not get the phone, and then she started on this rant about her sister being selfish and that she was being mean, and that she was not offering her moral support when she was we all were and then told her she waso nly being this way because she was with Amanda the fking btch, i was shocked because i truly have done nothing to provoce her in anyway, i know that her husbands family is very controlling and in her head she thinks she is friends with good charlotte *no joke she tells me all the time* and she really has an amazing imagination, and i understand miscarring can be a tramatic event but why take it out on me and, for another thing could she be jealous that i am getting married and have support her, she has no one where she is but could jealouy really act so out of character when i tried to call her to discuss these things she hangs up on me before she says anything, please advice form mature adults
Friends - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I would go to her house and talk. Or attempt to talk. She's acting like a 3 year old. I know miscarriages are hard, but she's being mean to you for no reason whatsoever.
2 :
She i problly menatly unstable thats what it sounds like to me if she thinks good chrlotte is her friend shes gotta be crazy hello!?!?! ko co ko co and she shouldnt be talking like that she needs help asap!
3 :
to be honest she sounds like she might need some professional help, maybe you could suggest to a family member some counciling or get a doctor to check her out, (i've had experience with a person with a mental illness and they can act in the most unpredictable ways and no matter how hard you question the motives behind their actions they may never make sense.) and then deal with the buisness of the phone afterwards, people do things that make no sense whatsoever when they are under extraordinary amounts of stress which could be brought on by controlling inlaws and the miscarriage. she'll probably be experiencing all kinds of emotions on account of the miscarriage that she may not understand properly if you get what i mean, if jealousy is the one emotion she can get her head round then that could explain why she is taking it out on you, hope this helped xx

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