Third Party Disclosure by U.S. bank collections?
I put a friend on my credit card, long story short, he used my money w/o my permission and I have (over time) accumlated in facebook msgs him saying he owes me money and will pay me back but doesn't actually do it... he has paid me 350 dollars but that is the money I had to pay to the lendor to keep my account from getting charged off. However, we did sit down discuss the terms of paying back and he said that he will pay me 100 a week and we never got around to that. I was out of the country the time that he used my credit card. my limit on the card was $7000. He used $3500. When I first came to know about this he told me he had sent in $500 dollars and kept up with the payments. When I checked a few weeks later, no money had been sent in whatsoever ever since the first transaction and my account was in collections. It is not a 3rd party collections, it hasn't charged off yet and it hopefully won't get charged off. It is U.S. Bank collections department thats collecting on it. They called me and verified information. I was told I was responsible for the charges since I'm the primary account holder. Then they asked me who all they were allowed to speak with in regards to this account and I told them ONLY me. I told them to not call my so called friend and not to discuss anything with him. I strictly asked them not to do so. I missed 2 payments because I do not have a job yet (Ohio's unemployment rates are skyrocketting, no jobs whatsoever). So they called my house, couldn't find me cuz i'm a student i'm usually on campus and I do not have lunch/gas money let alone money for a cellphone. So they called my friend's cell which I had asked them NOT to call and they asked him if he was ME and he answered yes and without verifying anything like SSN or Address or anything else... they discussed the details with him. He msged me on facebook and was like your bank called me and discussed some things with me. They told me you missed a payment for two months and you need to pay that in order to stay in the hardship program. WTFFF! Isn't that a 3rd party disclosure? Is U.S. bank collections regulated by the FDCPA rules and guidelines which are enforced by the FTC? Is a lawsuit a possibility and if it is what are my chances because clearly someone who stole from me knows the ongoings of my personal life? What should I do? What should be my next step? Should I file a police report against my friend for pretending to be me and invading my privacy? I am really worried because I'm not sure what all other details the collections department discussed with my friend... Please tell me if there is a way out of this and what I can do to U.S. bank for disclosing my personal information to a third person.
Credit - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Even if a lawsuit is a possibility, I do not think that you would receive any money from it. The bank could always countersue for whatever you owe them, and, even if the judge ruled that they did anything wrong (which might or might not be the case), they could ask the judge to say that because you owe more for the unpaid credit card bills than they owe you for whatever they did, they do not have to pay you anything.
2 :
I couldn't wade thru your whole post -- paragraphs would make it easier to read. The FDCPA applies to third party collection agencies. US bank is the original creditor and does not have to comply with the FDCPA.
Read more other entries :
Wednesday, September 28, 2011
Wednesday, September 14, 2011
How to let a guy down easy...?
How to let a guy down easy...?
Kind of annoying when u have this guy friend that kinda went somewhere but now u don't like him and he's bugging u about going out again. Ok I probably need to start in the beginning. I warn u, it's a LONG story. So I met Steve (nickname) at a spring break mission trip with my church. He was going with us. Anyways my friend (T) and I started calling this guy, Steve, because we could never remember his name. So we are having a great time getting to know each other when this other guy, N, who we didn't who he was at the time, and T started getting more that friendly with each other. So Steve became the third wheel because I started hanging out with this other chick who they didn't like but I don't like her anymore because she is really annoying. So I didn't really get to hang with them and the "lovebirds", as all the people on the trip dubbed them, N and T, really acted loveydovey and Steve was a huge third wheel. Well near the end of the trip I started hanging more out with them and since N and T were occupied, Steve and I had to hang out. It was kinda uncomfortable b/c at the time I was still going out with my ex (long story another blog for another day =]) and I didn't want to cheat on him but I didn't really like my ex anymore. So on the last night (by and by we were in New Orleans) the whole group decides we need to go the Hard Rock Cafe because it will be an adventure so we parked the cars and started walking down the French District. So since N and T were occupied again I hung out with Steve which is when we figured out we had a similar taste in music. So we were discussing those music and my ex texts me so of course the wonderful girlfriend, I text him back. I do this the entire dinner until near the end when I go to get a souvenir where Steve helps me choose it. I give him a hug and he thinks I likelike him. Anyways N&T went upstairs and sneaked around a lot and Steve makes a joke and they get pissed but are over it. Anyways that was that trip. This year I start liking Steve a bit because well idk. We went to youth group and one night he tells me he got dumped because his friend and gf were messing around. So there is the possibility of us going out now. So at the church garage sale I get prettied up for him but he left before I could see him. That would be the last time I see him for awhile and I wondered where he disappeared to. We went to different schools so I wouldn't find out where he went until I find out not from him but from T. She tells me his family problems just grow and he moves to Louisiana to his grandparents. I feel really hurt but mostly angry at his parents. I couldn't believe that he left without telling me. So we text and he apologizes and I accept it. I was still hurt though. Anyways we decide we should go out for awhile but over a long-distance. I tried it and it sucked!! I looked at other relationships and see couples hugging small talking just being together and I can't take it. I needed an arm around me to comfort me. I needed someone there where I can just be with and feel safe so I break up with him. It was a clean cut and I promised it would be a fresh start. So anyways he starts saying he's coming back to austin and he comes and sees my musical and that night i had a cast party so I couldn't hang out with him. Now he keeps asking to see if we can date but I don't want to. He has changed and I don't like the way he is now. Plus I try to avoid him on like Facebook so I don't think that is normal. I really want to let him down easy.
Singles & Dating - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
just use the lies you women always do,just don't run back to him when you find out the grass isn't greener on the other side.
2 :
You were right a long story, and my head hurts from hitting the desk three times. My coffee just didn't help. Yawn! A small lesson with guys. Ignore and distance yourself from those that just don't fit in to you. Be polite and direct and tell him how you two just don't click. Be as honest as you can for this task. Lying is poor choice. Let him know that you were wrong on leading him on if he feels that way. Otherwise you feel he is a nice guy, but not for a boy friend at this time. That way he will walk away thinking he was close but no cigar. Be nice to him in this conversation and don't get into an argument. Just be polite and calm. Nice way to assess him in his being turned down phase and how he handles it. Maybe you were right or maybe wrong. Who knows if he might grow in maturity and shape up or puts that L on his forehead and takes it like a jerk.......
Read more other entries :
Kind of annoying when u have this guy friend that kinda went somewhere but now u don't like him and he's bugging u about going out again. Ok I probably need to start in the beginning. I warn u, it's a LONG story. So I met Steve (nickname) at a spring break mission trip with my church. He was going with us. Anyways my friend (T) and I started calling this guy, Steve, because we could never remember his name. So we are having a great time getting to know each other when this other guy, N, who we didn't who he was at the time, and T started getting more that friendly with each other. So Steve became the third wheel because I started hanging out with this other chick who they didn't like but I don't like her anymore because she is really annoying. So I didn't really get to hang with them and the "lovebirds", as all the people on the trip dubbed them, N and T, really acted loveydovey and Steve was a huge third wheel. Well near the end of the trip I started hanging more out with them and since N and T were occupied, Steve and I had to hang out. It was kinda uncomfortable b/c at the time I was still going out with my ex (long story another blog for another day =]) and I didn't want to cheat on him but I didn't really like my ex anymore. So on the last night (by and by we were in New Orleans) the whole group decides we need to go the Hard Rock Cafe because it will be an adventure so we parked the cars and started walking down the French District. So since N and T were occupied again I hung out with Steve which is when we figured out we had a similar taste in music. So we were discussing those music and my ex texts me so of course the wonderful girlfriend, I text him back. I do this the entire dinner until near the end when I go to get a souvenir where Steve helps me choose it. I give him a hug and he thinks I likelike him. Anyways N&T went upstairs and sneaked around a lot and Steve makes a joke and they get pissed but are over it. Anyways that was that trip. This year I start liking Steve a bit because well idk. We went to youth group and one night he tells me he got dumped because his friend and gf were messing around. So there is the possibility of us going out now. So at the church garage sale I get prettied up for him but he left before I could see him. That would be the last time I see him for awhile and I wondered where he disappeared to. We went to different schools so I wouldn't find out where he went until I find out not from him but from T. She tells me his family problems just grow and he moves to Louisiana to his grandparents. I feel really hurt but mostly angry at his parents. I couldn't believe that he left without telling me. So we text and he apologizes and I accept it. I was still hurt though. Anyways we decide we should go out for awhile but over a long-distance. I tried it and it sucked!! I looked at other relationships and see couples hugging small talking just being together and I can't take it. I needed an arm around me to comfort me. I needed someone there where I can just be with and feel safe so I break up with him. It was a clean cut and I promised it would be a fresh start. So anyways he starts saying he's coming back to austin and he comes and sees my musical and that night i had a cast party so I couldn't hang out with him. Now he keeps asking to see if we can date but I don't want to. He has changed and I don't like the way he is now. Plus I try to avoid him on like Facebook so I don't think that is normal. I really want to let him down easy.
Singles & Dating - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
just use the lies you women always do,just don't run back to him when you find out the grass isn't greener on the other side.
2 :
You were right a long story, and my head hurts from hitting the desk three times. My coffee just didn't help. Yawn! A small lesson with guys. Ignore and distance yourself from those that just don't fit in to you. Be polite and direct and tell him how you two just don't click. Be as honest as you can for this task. Lying is poor choice. Let him know that you were wrong on leading him on if he feels that way. Otherwise you feel he is a nice guy, but not for a boy friend at this time. That way he will walk away thinking he was close but no cigar. Be nice to him in this conversation and don't get into an argument. Just be polite and calm. Nice way to assess him in his being turned down phase and how he handles it. Maybe you were right or maybe wrong. Who knows if he might grow in maturity and shape up or puts that L on his forehead and takes it like a jerk.......
Read more other entries :
Wednesday, September 7, 2011
Friend blocked me on facebook and is trash talking me, for no reason??? please read?
Friend blocked me on facebook and is trash talking me, for no reason??? please read?
So yesterday i was updating my wedding website to include my cousin who I asked to be a bridesmaid, and i went to get her picture off of facebook to add with a discription and i found she had blocked me, and i was shocked because i hadn't done anything to her. I asked her sister to check and she was still included on her friends list and so were a few other people. I had talked to her a few days ago and we were fine. I had even sent her a blackberry curve under the understand she would pay me on the 25th for the phone, anyways her sister came to stay at my place friday night and went out saturday night, I found out friday she had suffered a miscarriage *she has two older kids*, anyways i offered my moral support and stuff, but for no reason at all i see she was bad mouthing me to her sister and her sister told me all the things she says about me, I was quited shocked because she always so nice to me but she has been knowen to fib and talked trash about her own family so as shocked as i am i am not suprised. (anyways before people go well she had a miscarriage who cares about a phone i know its just a phone but we made an agreement that also cost me 600.00 dollars, and i basically gave it away,)\ so her sister messaged her and asked if she is not going to pay for thphone to please send it back to me she messages back i did not get the phone, and then she started on this rant about her sister being selfish and that she was being mean, and that she was not offering her moral support when she was we all were and then told her she waso nly being this way because she was with Amanda the fking btch, i was shocked because i truly have done nothing to provoce her in anyway, i know that her husbands family is very controlling and in her head she thinks she is friends with good charlotte *no joke she tells me all the time* and she really has an amazing imagination, and i understand miscarring can be a tramatic event but why take it out on me and, for another thing could she be jealous that i am getting married and have support her, she has no one where she is but could jealouy really act so out of character when i tried to call her to discuss these things she hangs up on me before she says anything, please advice form mature adults
Friends - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I would go to her house and talk. Or attempt to talk. She's acting like a 3 year old. I know miscarriages are hard, but she's being mean to you for no reason whatsoever.
2 :
She i problly menatly unstable thats what it sounds like to me if she thinks good chrlotte is her friend shes gotta be crazy hello!?!?! ko co ko co and she shouldnt be talking like that she needs help asap!
3 :
to be honest she sounds like she might need some professional help, maybe you could suggest to a family member some counciling or get a doctor to check her out, (i've had experience with a person with a mental illness and they can act in the most unpredictable ways and no matter how hard you question the motives behind their actions they may never make sense.) and then deal with the buisness of the phone afterwards, people do things that make no sense whatsoever when they are under extraordinary amounts of stress which could be brought on by controlling inlaws and the miscarriage. she'll probably be experiencing all kinds of emotions on account of the miscarriage that she may not understand properly if you get what i mean, if jealousy is the one emotion she can get her head round then that could explain why she is taking it out on you, hope this helped xx
Read more other entries :
So yesterday i was updating my wedding website to include my cousin who I asked to be a bridesmaid, and i went to get her picture off of facebook to add with a discription and i found she had blocked me, and i was shocked because i hadn't done anything to her. I asked her sister to check and she was still included on her friends list and so were a few other people. I had talked to her a few days ago and we were fine. I had even sent her a blackberry curve under the understand she would pay me on the 25th for the phone, anyways her sister came to stay at my place friday night and went out saturday night, I found out friday she had suffered a miscarriage *she has two older kids*, anyways i offered my moral support and stuff, but for no reason at all i see she was bad mouthing me to her sister and her sister told me all the things she says about me, I was quited shocked because she always so nice to me but she has been knowen to fib and talked trash about her own family so as shocked as i am i am not suprised. (anyways before people go well she had a miscarriage who cares about a phone i know its just a phone but we made an agreement that also cost me 600.00 dollars, and i basically gave it away,)\ so her sister messaged her and asked if she is not going to pay for thphone to please send it back to me she messages back i did not get the phone, and then she started on this rant about her sister being selfish and that she was being mean, and that she was not offering her moral support when she was we all were and then told her she waso nly being this way because she was with Amanda the fking btch, i was shocked because i truly have done nothing to provoce her in anyway, i know that her husbands family is very controlling and in her head she thinks she is friends with good charlotte *no joke she tells me all the time* and she really has an amazing imagination, and i understand miscarring can be a tramatic event but why take it out on me and, for another thing could she be jealous that i am getting married and have support her, she has no one where she is but could jealouy really act so out of character when i tried to call her to discuss these things she hangs up on me before she says anything, please advice form mature adults
Friends - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
I would go to her house and talk. Or attempt to talk. She's acting like a 3 year old. I know miscarriages are hard, but she's being mean to you for no reason whatsoever.
2 :
She i problly menatly unstable thats what it sounds like to me if she thinks good chrlotte is her friend shes gotta be crazy hello!?!?! ko co ko co and she shouldnt be talking like that she needs help asap!
3 :
to be honest she sounds like she might need some professional help, maybe you could suggest to a family member some counciling or get a doctor to check her out, (i've had experience with a person with a mental illness and they can act in the most unpredictable ways and no matter how hard you question the motives behind their actions they may never make sense.) and then deal with the buisness of the phone afterwards, people do things that make no sense whatsoever when they are under extraordinary amounts of stress which could be brought on by controlling inlaws and the miscarriage. she'll probably be experiencing all kinds of emotions on account of the miscarriage that she may not understand properly if you get what i mean, if jealousy is the one emotion she can get her head round then that could explain why she is taking it out on you, hope this helped xx
Read more other entries :
oes she have a right to hate me?!? ...And what did I really do that was so wrong?
oes she have a right to hate me?!? ...And what did I really do that was so wrong?
Cassie: Dating Austin, used to hate Danielle, now she's okay-ish with her. Austin: Dating Cassie, used to date Danielle. Danielle: Used to date Austin, used to hate Cassie, now she's okay-ish with her. Nichole: (me) Best friends with Cassie and Danielle. Can't stand Austin because she knows that he is a cheating liar. So, Danielle sends Austin some pictures of a naked girl (she's a girl from school that nobody likes and they thought it would be funny to send the pics to everyone in Danielle's contacts). So Austin flips out about it to Cassie, telling her that it's absolutely 'vomit' and disgusting. Cassie texts me and says that she's super p***** off and that it's because of the pictures. She thinks that Danielle is trying to screw up her relationship with Austin. I text Danielle to see if she really sent the pictures. I'm friends with Danielle and I'm not going to just let her get thrown under the bus if she didn't really send them. She sent them. So the next day at school I get into a screaming match with her. Turns out, it was supposed to be a joke, and Austin thought it was funny....at least that's what he told Danielle. So Danielle showed me the text messages that they shared back and forth. I even checked the number to be sure that it was his. In the messages he was saying things like 'You're the best ever Dannybabe' and 'You know...we would still be together if it weren't for your parents.' and 'Ive been thinking about you a lot lately...and how you're doing. Don't ask why though, lol.' He also lied to Cassie, because he told her that he thought the pictures were gross, but he told Danielle that they absolutely made his day. So, trying to be a good friend and watch out for Cassie (You see, Austin has cheated on her, left her for other girls, and lied to her before) I decided to tell her about these things. She gets mad at me, saying that I'm bringing up something that she doesn't want to hear about and etc. So I got defensive, asking her if she would rather just ignore it until her screwed her over for real...AGAIN. She would never answer that particular question. She just kept telling me that it was hard to believe and that she didn't want to hear it because every time things were good between her and Austin, something bad came up. So, she wasn't really talking to me. She hadn't texted me all day. So (yeah I really didn't need to) I texted Austin and asked him why he was lying to Cassie and flirting with Danielle. He, of course, denied everything and tried to lie himself to hell...it didn't work on me. But then he accused me of calling Cassie a s***** a** friend ....that tore it. I've never said that and I would never say that. I've always been a great friend to her, always there when she needed me, offered her a shoulder to cry on, and picked up the shattered pieces of her heart when he stepped on them and ground them into the dirt. So...she didn't talk to me at all the next day. She was in school, but we didn't talk. Even though I knew that she had heard about my texting Austin. Apparently she and Danielle had discussed it on Facebook the night before. So at the end of the day I posted a tweet on twitter.com about how we were just going to ignore this too...and she finally texted me. We ended up getting into an argument. I thought that she needed to confront him about his lying and flirting with his ex. She wanted to forget about it. So eventually she told me that she didn't need my bull**** and that she was done with me. To delete her number from my f******* phone and delete his too. ....So honestly? What the h*** did I do? I tried to be a good friend. I made sure that what I thought he was doing was true before I told her about it. I let her know that her boyfriend was lying to her. I let her know that her boyfriend was flirting with his ex-girlfriend. If I had hidden this and he had hurt her later on, and she found out I had known and not told her, I'd lose a friend because of that....so what should I have done? Stand by and let her get hurt and then lose her because I lied by keeping it from her? I'm not that kind of person. Now she wants nothing to do with me and she hates me. She refuses to even look at me let alone talk to me or acknowledge my presence. So, honest opinion....what did I do that was so wrong? What did I do to deserve losing a supposed best friend?
Friends - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
ooyyy people grow uppp...
2 :
What you did was you opened up your mouth said what you had to say ( right or wrong) and then wouldn't stop . ITS ONE THING TO BACK A FRIEND UP, ITS ANOTHER STORY ALTOGETHER TO TRY MARCHING THEM INTO BATTLE AGAINST THEIR WILL. But personally, I'd start looking around for friends who had more self respect, or respect for others, as all three sound like overly self centered people.
Read more other entries :
Cassie: Dating Austin, used to hate Danielle, now she's okay-ish with her. Austin: Dating Cassie, used to date Danielle. Danielle: Used to date Austin, used to hate Cassie, now she's okay-ish with her. Nichole: (me) Best friends with Cassie and Danielle. Can't stand Austin because she knows that he is a cheating liar. So, Danielle sends Austin some pictures of a naked girl (she's a girl from school that nobody likes and they thought it would be funny to send the pics to everyone in Danielle's contacts). So Austin flips out about it to Cassie, telling her that it's absolutely 'vomit' and disgusting. Cassie texts me and says that she's super p***** off and that it's because of the pictures. She thinks that Danielle is trying to screw up her relationship with Austin. I text Danielle to see if she really sent the pictures. I'm friends with Danielle and I'm not going to just let her get thrown under the bus if she didn't really send them. She sent them. So the next day at school I get into a screaming match with her. Turns out, it was supposed to be a joke, and Austin thought it was funny....at least that's what he told Danielle. So Danielle showed me the text messages that they shared back and forth. I even checked the number to be sure that it was his. In the messages he was saying things like 'You're the best ever Dannybabe' and 'You know...we would still be together if it weren't for your parents.' and 'Ive been thinking about you a lot lately...and how you're doing. Don't ask why though, lol.' He also lied to Cassie, because he told her that he thought the pictures were gross, but he told Danielle that they absolutely made his day. So, trying to be a good friend and watch out for Cassie (You see, Austin has cheated on her, left her for other girls, and lied to her before) I decided to tell her about these things. She gets mad at me, saying that I'm bringing up something that she doesn't want to hear about and etc. So I got defensive, asking her if she would rather just ignore it until her screwed her over for real...AGAIN. She would never answer that particular question. She just kept telling me that it was hard to believe and that she didn't want to hear it because every time things were good between her and Austin, something bad came up. So, she wasn't really talking to me. She hadn't texted me all day. So (yeah I really didn't need to) I texted Austin and asked him why he was lying to Cassie and flirting with Danielle. He, of course, denied everything and tried to lie himself to hell...it didn't work on me. But then he accused me of calling Cassie a s***** a** friend ....that tore it. I've never said that and I would never say that. I've always been a great friend to her, always there when she needed me, offered her a shoulder to cry on, and picked up the shattered pieces of her heart when he stepped on them and ground them into the dirt. So...she didn't talk to me at all the next day. She was in school, but we didn't talk. Even though I knew that she had heard about my texting Austin. Apparently she and Danielle had discussed it on Facebook the night before. So at the end of the day I posted a tweet on twitter.com about how we were just going to ignore this too...and she finally texted me. We ended up getting into an argument. I thought that she needed to confront him about his lying and flirting with his ex. She wanted to forget about it. So eventually she told me that she didn't need my bull**** and that she was done with me. To delete her number from my f******* phone and delete his too. ....So honestly? What the h*** did I do? I tried to be a good friend. I made sure that what I thought he was doing was true before I told her about it. I let her know that her boyfriend was lying to her. I let her know that her boyfriend was flirting with his ex-girlfriend. If I had hidden this and he had hurt her later on, and she found out I had known and not told her, I'd lose a friend because of that....so what should I have done? Stand by and let her get hurt and then lose her because I lied by keeping it from her? I'm not that kind of person. Now she wants nothing to do with me and she hates me. She refuses to even look at me let alone talk to me or acknowledge my presence. So, honest opinion....what did I do that was so wrong? What did I do to deserve losing a supposed best friend?
Friends - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
ooyyy people grow uppp...
2 :
What you did was you opened up your mouth said what you had to say ( right or wrong) and then wouldn't stop . ITS ONE THING TO BACK A FRIEND UP, ITS ANOTHER STORY ALTOGETHER TO TRY MARCHING THEM INTO BATTLE AGAINST THEIR WILL. But personally, I'd start looking around for friends who had more self respect, or respect for others, as all three sound like overly self centered people.
Read more other entries :
Thursday, September 1, 2011
Hey, i got a legal question and i need help asap!!!?
Hey, i got a legal question and i need help asap!!!?
Ok, so i used to volunteer at an airsoft arena right before thay baned me for threatening for leaving for good. Here lately iv been bad mouthing this arena. Thay just sent me this to me becouse of the bad mouthing over facebook. Austin, You are hereby on formal notice that if you continue to post and spread false rumours about Metropolis, you and your parents will receive formal notice of a lawsuit. The circumstances surrounding your notice not to return to Metropolis was for liability and defamation reasons that was made by the lawfirm representing Metropolis, both of which you and your parents are liable for. Metropolis has been nothing but overly generous with you considering your defamation, disloyalty, offensive, and even possible theft which your name has come up on a few occassions by customers. Nevertheless, Metropolis gave you numerous chances to correct your behavior but your defamation and outright slander was the last straw. I strongly recommend that you notify your parents immediately to hire an attorney so you clearly understand the legal consequences of your past and current behavior. We already have people hearing from you and witnessing your outright false and defamatory statements but we also have meticulous record at Metropolis of complaints against you for your behavior and possible theft. The decision was made by the lawfirm that you should not be allowed to return to Metropolis until further notice due to investigation and legal case against you due to customer complaints, as well as your recent illegal behavior. Your immaturity indicates and confirms you have no idea what legal liability you and your parents as guardian are are facing but that's up to you as to how irresponsible and reckless you want to continue to handle this, ultimately leading to you and your parents becoming involved in what has turned out to be a legal matter for the lawfirm to handle on behalf of Metropolis. This is your last and final notice. We expect that you will be smart enough to hire an attorney and have him or her, as well as your parents contact me immediately to discuss this legal matter. Please have your parents and/or your attorney contact my office immediately to see if Metropolis is even amenable to not pursuing legal action for defamation and possible theft, depending on whether you retract and/or discontinue your defamatory statements. We are sending you a courtesy message through your facebook but you and your parents will be receiving in the mail a formal legal notice within 7 days unless you retract your statements immediately. Govern yourself accordingly, Holly Geerdes, Esq. Geerdes and Kim, LLC 555 Sun Valley Drive, Ste. N Roswell, GA 30076 770-643-9912 678-909-0409 (fax) I have never stolen anything and everyone that ever came by loved me. I could basically do no wrong. Could i get in any trouble if i continued to smack talked this arena on facebook?
Law & Legal - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Yep...........gonna hammer you and your parents.........appears you have a big mouth.........now its time to pay up.........
2 :
It looks like you and your parents are going to be sued for slander if you keep "talking smack". It is indeed illegal to spread lies about a person or company, especially if that person or company suffers real damages from those lies. Even if you never stole anything, you can still be liable for big damages. Or rather, your parents will be forced to pay a large fine, and you might possibly be subject to other discipline (not just from your parents, either).
3 :
Yes, you can be sued for libel and slander. So can your parents.
Read more other entries :
Ok, so i used to volunteer at an airsoft arena right before thay baned me for threatening for leaving for good. Here lately iv been bad mouthing this arena. Thay just sent me this to me becouse of the bad mouthing over facebook. Austin, You are hereby on formal notice that if you continue to post and spread false rumours about Metropolis, you and your parents will receive formal notice of a lawsuit. The circumstances surrounding your notice not to return to Metropolis was for liability and defamation reasons that was made by the lawfirm representing Metropolis, both of which you and your parents are liable for. Metropolis has been nothing but overly generous with you considering your defamation, disloyalty, offensive, and even possible theft which your name has come up on a few occassions by customers. Nevertheless, Metropolis gave you numerous chances to correct your behavior but your defamation and outright slander was the last straw. I strongly recommend that you notify your parents immediately to hire an attorney so you clearly understand the legal consequences of your past and current behavior. We already have people hearing from you and witnessing your outright false and defamatory statements but we also have meticulous record at Metropolis of complaints against you for your behavior and possible theft. The decision was made by the lawfirm that you should not be allowed to return to Metropolis until further notice due to investigation and legal case against you due to customer complaints, as well as your recent illegal behavior. Your immaturity indicates and confirms you have no idea what legal liability you and your parents as guardian are are facing but that's up to you as to how irresponsible and reckless you want to continue to handle this, ultimately leading to you and your parents becoming involved in what has turned out to be a legal matter for the lawfirm to handle on behalf of Metropolis. This is your last and final notice. We expect that you will be smart enough to hire an attorney and have him or her, as well as your parents contact me immediately to discuss this legal matter. Please have your parents and/or your attorney contact my office immediately to see if Metropolis is even amenable to not pursuing legal action for defamation and possible theft, depending on whether you retract and/or discontinue your defamatory statements. We are sending you a courtesy message through your facebook but you and your parents will be receiving in the mail a formal legal notice within 7 days unless you retract your statements immediately. Govern yourself accordingly, Holly Geerdes, Esq. Geerdes and Kim, LLC 555 Sun Valley Drive, Ste. N Roswell, GA 30076 770-643-9912 678-909-0409 (fax) I have never stolen anything and everyone that ever came by loved me. I could basically do no wrong. Could i get in any trouble if i continued to smack talked this arena on facebook?
Law & Legal - 3 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Yep...........gonna hammer you and your parents.........appears you have a big mouth.........now its time to pay up.........
2 :
It looks like you and your parents are going to be sued for slander if you keep "talking smack". It is indeed illegal to spread lies about a person or company, especially if that person or company suffers real damages from those lies. Even if you never stole anything, you can still be liable for big damages. Or rather, your parents will be forced to pay a large fine, and you might possibly be subject to other discipline (not just from your parents, either).
3 :
Yes, you can be sued for libel and slander. So can your parents.
Read more other entries :
Sunday, August 28, 2011
Should my teacher really be talking about this stuff? I don't think so..?
Should my teacher really be talking about this stuff? I don't think so..?
All right.. I'm a 10th grader in 9th grade physical science. I don't think you needed to know that. But anyways, ever since I started this class 2nd semester, I've always heard her tell personal things. Like, how she was going down to Florida to adopt/gain guardianship of her nephew because his mother [her sister] died of a stroke. And when she finally got custody of him and brought him up here to Wisconsin, she told us his name and said that we should look him up on myspace and facebook. Then, today, there was this one girl who wasn't in class, and there's a rumor that she ran away. Our teacher told us she knew 5 other kids who ran away -- but she wouldn't tell us the names. Later, she called me over and asked if I knew if she ran away. I said no, but that a lot of freshmen have run away lately. Then, she said one of their names. Thank goodness I already knew she was missing, so she wasn't feeding me any new information. But do you think it's inappropriate for her to be discussing so many personal issues with her students? I do. Nick: She didn't know if this girl had run away. It was told to her by another student in class that she MIGHT have run away. Just so ya know.
Primary & Secondary Education - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
it could just be that your teacher is trying to conect with what happened in her life to what's happening now
2 :
It's not very professional of her to be taking part in the rumors and gossip, no. Especially disclosing information about another student's personal affairs. It's possible she was instructed to let those that may be close to the student know that she has run away (the administration may have asked her teachers to inform other students to see if anyone knew about it already, or knew where she might have possibly gone to). So...if she was asked to do it by administration for the purpose of helping the child or locating him/her, that's not really a problem. Also, talking about students that have run away at points in their lives isn't necessarily wrong, as she didn't give any of the names of those ones. It's off topic, yes, but not a bad thing. Just idle chatter. Same thing with her nephew. Teachers will typically share their personal lives with students, especially in high school, where the student-teacher relationship has evolved in to something more than just 'educator and learner.' Plus the nephew might have been around your age, and she was just trying to get him used to the area by introducing him indirectly to some of his peers or future classmates. Maybe he doesn't have any friends?
3 :
I think you should tell your teacher that it makes you uncomfortable for her to tell you things like that and ask her to please stop. she is a teacher and should not be discussing personal things with her students and if it doesn't stop i would go to the principle and let him/her know.
4 :
you're right
Read more other entries :
All right.. I'm a 10th grader in 9th grade physical science. I don't think you needed to know that. But anyways, ever since I started this class 2nd semester, I've always heard her tell personal things. Like, how she was going down to Florida to adopt/gain guardianship of her nephew because his mother [her sister] died of a stroke. And when she finally got custody of him and brought him up here to Wisconsin, she told us his name and said that we should look him up on myspace and facebook. Then, today, there was this one girl who wasn't in class, and there's a rumor that she ran away. Our teacher told us she knew 5 other kids who ran away -- but she wouldn't tell us the names. Later, she called me over and asked if I knew if she ran away. I said no, but that a lot of freshmen have run away lately. Then, she said one of their names. Thank goodness I already knew she was missing, so she wasn't feeding me any new information. But do you think it's inappropriate for her to be discussing so many personal issues with her students? I do. Nick: She didn't know if this girl had run away. It was told to her by another student in class that she MIGHT have run away. Just so ya know.
Primary & Secondary Education - 4 Answers
Random Answers, Critics, Comments, Opinions :
1 :
it could just be that your teacher is trying to conect with what happened in her life to what's happening now
2 :
It's not very professional of her to be taking part in the rumors and gossip, no. Especially disclosing information about another student's personal affairs. It's possible she was instructed to let those that may be close to the student know that she has run away (the administration may have asked her teachers to inform other students to see if anyone knew about it already, or knew where she might have possibly gone to). So...if she was asked to do it by administration for the purpose of helping the child or locating him/her, that's not really a problem. Also, talking about students that have run away at points in their lives isn't necessarily wrong, as she didn't give any of the names of those ones. It's off topic, yes, but not a bad thing. Just idle chatter. Same thing with her nephew. Teachers will typically share their personal lives with students, especially in high school, where the student-teacher relationship has evolved in to something more than just 'educator and learner.' Plus the nephew might have been around your age, and she was just trying to get him used to the area by introducing him indirectly to some of his peers or future classmates. Maybe he doesn't have any friends?
3 :
I think you should tell your teacher that it makes you uncomfortable for her to tell you things like that and ask her to please stop. she is a teacher and should not be discussing personal things with her students and if it doesn't stop i would go to the principle and let him/her know.
4 :
you're right
Read more other entries :
Sunday, August 14, 2011
Why cant I just let it go?
Why cant I just let it go?
Well my husband and I have been together since High School. We are 30 years old and benn out of high school for 12years now! Any way when we were dating in our senor year my husband had a crush on this female. Well all these years he denied anything happened between them but in January he admitted that he had feelings for her when we were in high school. Well we started face booking and I noticed that she was one of his friends on facebook. At first it didn't bother me.............I was going through my husband phone one day and noticed a strange text. It wasn't nothing sexual just casual conversation but I just couldn't put my finger on who this person was. I knew it was a female and it made me very upset! Why? Because I felt he was being sneaky about it! I suspect that it was this other female from high school and we discussed it and he WOULD NOT tell me who it was! Well just yesterday I noticed he text ed this female Happy Birthday and put 2 and 2 together and realized it was her. Well I WAS JEALOUS about the whole thing because for one she is single! I asked him why he felt the need to text her for every holiday and her birthday and he stated because they are cool friends and nothing more than that! I pissed off that he even has her phone number!! I cant sleep because I just cant let it go..............I cant help to think how often they text each other and what is it that they need to talk about. She lives in Virginia and we live in Florida. They are not sleeping around but what is considering cheating? Im am very heart broken about this and he says I become annoying when I bring her up because its nothing. I feel he shouldn't be communicating with her. What are your thoughts should I maker her my facebook friend?
Marriage & Divorce - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
annoying? he chats with another woman and says you are annoying? unbelievable! get your phone and find someone to text and see how he likes it. he wont but maybe he will get it then. sometimes you have to do the same to make them understand.
2 :
Well I'm not sure if he's cheating, but he's hiding things and that is always a bad sign.
3 :
He needs to stop talking to her because he at one time had feelings for this person and maybe even did something with this person in the past that you dont know about. I am recently married and I respect my husband enough to have to contact with anyone i have had feeing for dated slept with nothing..if i run into them and they say hi i say a simple hi back and leave it at that. My husband and I attend the same church as my ex best friend/boyfriend. And i respect my ex at church but I dont go out of my way to text him or have contact with him for respect for my husband. And my husband has no contact with anyone from his past. When your actually MARRIED no wife or husband should have any contact with someone they have or had lust towards..its sinful in the eyes of the LORD! He needs to drop the girl and her number or go be with her.
4 :
I feel the same as you! What is the need to talk to her? If he see your hurt by it and is bringing it up then he needs to stop it. If it is not important it shouldn't be a problem to stop it. Did she say tell your wife hello? did she call to speak with you to make all three of you friends? why so many secrets? I wouldn't care if she lived in Virginia! That means nothing these days. I don't like the sounds of this!!!!!
5 :
Couldn't agree with you more. The fact that you found out that he was communicating with her on your own without him telling you shows that he never had any intention of you finding out. He wanted to keep it secret because he didn't want to have to explain to you. If he didn't want to explain it there's a reason. Clearly he still has a thing for her and to say it's annoying when you bring it up just adds insult to injury. If I were you I'd text or call her myself and find out why she thinks she needs to be in contact with your husband and then I'd have some choice words for her too. Put your foot down with your husband, throw a fit, whatever you need to do and tell him that this relationship he's having with her needs to end now. Tell him it's either you or her, end of story. I'm sorry but this is retarded. Your husband is taken, he has no right to be flirting and carrying on an emotional affair with this woman from high school. Stop allowing this. You have more power in this situation than you think - start exercising that power.
6 :
He's disrespecting you and your marriage. There's no reason for him to be chatting up and taking an emotional interest in an old high school crush. And there's absolutely no reason that he should be hiding things from you. You have the right to be upset about his behavior and demand accountability for his actions.
7 :
Well you should talk to him about this. After all of this, if it still keeps going on, then ask him why he feels it necessary to talk to her behind your back. However, I will also say you sound very jealous and controlling, and so the reason why you can't let it go is because the thought of him texting an old high school sweetheart is far to disturbing to you than it is to him, being cordial to someone he once cared about. Frankly does he listen in on your conversations with your friends? Probably not. So he hardly knows about who you talk to and why. He figures he can trust you, therefore you can trust him. However, its apparent you don't trust him. That's why you can't trust him.
8 :
If it really is nothing then your husband should have no problem discontinuing contact with her. He needs to choose between what is more important. His wife or his "friend." It doesn't matter if anything is going on. The fact is you are bothered by her. He needs to value your feelings enough to stop any communication via FB, texting or phone calls.
9 :
No, you need to get the phone bill and see just how often he does talk to her. If he had to sneak to do it it is cheating. Have him call or text her and be very clear that there will be no more contact. Don't add her to fb, delete her from his. Good luck!
Read more other entries :
Well my husband and I have been together since High School. We are 30 years old and benn out of high school for 12years now! Any way when we were dating in our senor year my husband had a crush on this female. Well all these years he denied anything happened between them but in January he admitted that he had feelings for her when we were in high school. Well we started face booking and I noticed that she was one of his friends on facebook. At first it didn't bother me.............I was going through my husband phone one day and noticed a strange text. It wasn't nothing sexual just casual conversation but I just couldn't put my finger on who this person was. I knew it was a female and it made me very upset! Why? Because I felt he was being sneaky about it! I suspect that it was this other female from high school and we discussed it and he WOULD NOT tell me who it was! Well just yesterday I noticed he text ed this female Happy Birthday and put 2 and 2 together and realized it was her. Well I WAS JEALOUS about the whole thing because for one she is single! I asked him why he felt the need to text her for every holiday and her birthday and he stated because they are cool friends and nothing more than that! I pissed off that he even has her phone number!! I cant sleep because I just cant let it go..............I cant help to think how often they text each other and what is it that they need to talk about. She lives in Virginia and we live in Florida. They are not sleeping around but what is considering cheating? Im am very heart broken about this and he says I become annoying when I bring her up because its nothing. I feel he shouldn't be communicating with her. What are your thoughts should I maker her my facebook friend?
Marriage & Divorce - 9 Answers
Random Answers, Critics, Comments, Opinions :
1 :
annoying? he chats with another woman and says you are annoying? unbelievable! get your phone and find someone to text and see how he likes it. he wont but maybe he will get it then. sometimes you have to do the same to make them understand.
2 :
Well I'm not sure if he's cheating, but he's hiding things and that is always a bad sign.
3 :
He needs to stop talking to her because he at one time had feelings for this person and maybe even did something with this person in the past that you dont know about. I am recently married and I respect my husband enough to have to contact with anyone i have had feeing for dated slept with nothing..if i run into them and they say hi i say a simple hi back and leave it at that. My husband and I attend the same church as my ex best friend/boyfriend. And i respect my ex at church but I dont go out of my way to text him or have contact with him for respect for my husband. And my husband has no contact with anyone from his past. When your actually MARRIED no wife or husband should have any contact with someone they have or had lust towards..its sinful in the eyes of the LORD! He needs to drop the girl and her number or go be with her.
4 :
I feel the same as you! What is the need to talk to her? If he see your hurt by it and is bringing it up then he needs to stop it. If it is not important it shouldn't be a problem to stop it. Did she say tell your wife hello? did she call to speak with you to make all three of you friends? why so many secrets? I wouldn't care if she lived in Virginia! That means nothing these days. I don't like the sounds of this!!!!!
5 :
Couldn't agree with you more. The fact that you found out that he was communicating with her on your own without him telling you shows that he never had any intention of you finding out. He wanted to keep it secret because he didn't want to have to explain to you. If he didn't want to explain it there's a reason. Clearly he still has a thing for her and to say it's annoying when you bring it up just adds insult to injury. If I were you I'd text or call her myself and find out why she thinks she needs to be in contact with your husband and then I'd have some choice words for her too. Put your foot down with your husband, throw a fit, whatever you need to do and tell him that this relationship he's having with her needs to end now. Tell him it's either you or her, end of story. I'm sorry but this is retarded. Your husband is taken, he has no right to be flirting and carrying on an emotional affair with this woman from high school. Stop allowing this. You have more power in this situation than you think - start exercising that power.
6 :
He's disrespecting you and your marriage. There's no reason for him to be chatting up and taking an emotional interest in an old high school crush. And there's absolutely no reason that he should be hiding things from you. You have the right to be upset about his behavior and demand accountability for his actions.
7 :
Well you should talk to him about this. After all of this, if it still keeps going on, then ask him why he feels it necessary to talk to her behind your back. However, I will also say you sound very jealous and controlling, and so the reason why you can't let it go is because the thought of him texting an old high school sweetheart is far to disturbing to you than it is to him, being cordial to someone he once cared about. Frankly does he listen in on your conversations with your friends? Probably not. So he hardly knows about who you talk to and why. He figures he can trust you, therefore you can trust him. However, its apparent you don't trust him. That's why you can't trust him.
8 :
If it really is nothing then your husband should have no problem discontinuing contact with her. He needs to choose between what is more important. His wife or his "friend." It doesn't matter if anything is going on. The fact is you are bothered by her. He needs to value your feelings enough to stop any communication via FB, texting or phone calls.
9 :
No, you need to get the phone bill and see just how often he does talk to her. If he had to sneak to do it it is cheating. Have him call or text her and be very clear that there will be no more contact. Don't add her to fb, delete her from his. Good luck!
Read more other entries :
Subscribe to:
Comments (Atom)